Customer Testimonials
 

Fran in Colorado

Old Principal Balnce $588,520.61
Old Interest Rate 3.278% INTEREST ONLY
Total payment including taxes and insurance $3575.34 INTEREST ONLY NEGATIVE AMORTIZATION


APPROVED w/ OCWEN FINANCIAL for 
HAMP 

New Principal Balance $588,520.61
New Interest Rate 2%
New Monthly Payment $2085.16 INCLUDING ESCROW
$1490/MONTH IN SAVINGS!!! $393,360 IN SAVINGS IN INTEREST ALONE!



 

Our Other Success Stories!!!!

Below you will see a breakdown of our most recent modification approvals and their savings! You can be the next on this list!!!!

Andy in Georgia 

Old Principal Balance $734,308.63
Old Interest Rate 3%
Total payment including taxes and insurance $3165.98


APPROVED w/ OCWEN FINANCIAL For 
Shared Appreciation Modification (SAM Mod)

New Principal Balance $327,560
New Interest Rate 2% LIFE OF LOAN!!!!
New Monthly Payment $1994.80 INCLUDING ESCROW
$406,524.63  in PRINCIPAL REDUCTION!!!!
$1171/MONTH IN SAVINGS!!! $309,144 IN SAVINGS IN INTEREST ALONE FOR TOTAL SAVINGS OF $715,668!!!


Sabrina in California


Old Principal Balance $640,479.24
Old Interest Rate 3.5% 
Total payment including taxes and insurance $3490.27


APPROVED w/ OCWEN FINANCIAL for HAMP PRA (Principal Reduction Alternative)

New Principal Balance $346,579.95
New Interest Rate 5.125% FIXED LIFE OF LOAN
New Monthly Payment $2343.54 INCLUDING ESCROW
$290,185 in PRINCIPAL REDUCTION!!!!
$1147/MONTH IN SAVINGS!!! $302,808 IN SAVINGS IN INTEREST ALONE FOR TOTAL SAVINGS OF $592,993



Jean in Michigan

Old Principal Balance $147,028
Old Interest Rate 2.625% INTEREST ONLY / NEG AM (Pick-A-Pay Mortgage)
Total payment including taxes and insurance $702.12 INTEREST ONLY


APPROVED w/ OCWEN FINANCIAL for 
HAMP PRA (Principal Reduction Alternative)

New Principal Balance $132,290.46
New Interest Rate 2%
New Monthly Payment $385.90 INCLUDING ESCROW
$15,041,52  in PRINCIPAL REDUCTION!!!!
$317/MONTH IN SAVINGS!!! $83,690 IN SAVINGS IN INTEREST ALONE FOR TOTAL SAVINGS OF $98,288



Ernestine in Florida

Old Principal Balance $72,820.54
Old Interest Rate 7.875% 
Total payment including taxes and insurance $610.21


APPROVED w/ OCWEN FINANCIAL for 
HAMP PRA (Principal Reduction Alternative)

New Principal Balance $40,800
New Interest Rate 2%
New Monthly Payment $268.78 INCLUDING ESCROW
$32,020.54  in PRINCIPAL REDUCTION!!!!
$342/MONTH IN SAVINGS!!! $90,288 IN SAVINGS IN INTEREST ALONE FOR TOTAL SAVINGS OF $122,308


 

Walter in Delaware

Old Principal Balance $116,172
Old Interest Rate 2.625% INTEREST ONLY / NEG AM (Pick-A-Pay Mortgage)
Total payment including taxes and insurance $685 INTEREST ONLY


APPROVED w/ OCWEN FINANCIAL for Shared Appreciation Modification (SAM Mod)

New Principal Balance $99,536.44 
New Interest Rate 2.40674% FIXED LIFE OF LOAN!!!
New Monthly Payment $489.01 INCLUDING ESCROW
$16,635.63  in PRINCIPAL REDUCTION!!!!
$196/MONTH IN SAVINGS!!! $51,744 IN SAVINGS IN INTEREST ALONE FOR TOTAL SAVINGS OF $68,379

 


Jody in Arizona

Old Principal Balance $525,000
Old Interest Rate 7.625% INTEREST ONLY
Total payment including taxes and insurance $3941.45 INTEREST ONLY


APPROVED w/ INDY MAC MORTGAGE SERVICES for HAMP Tier 2

New Principal Balance $533,000
New Interest Rate 4.875% FIXED LIFE OF LOAN
New Monthly Payment $3294.16 INCLUDING ESCROW
$647/MONTH IN SAVINGS!!! $170,808 IN SAVINGS IN INTEREST ALONE!!!!



Earl in California

Old Principal Balance $649,222
Old Interest Rate 6.875% INTEREST ONLY
Total payment including taxes and insurance $4225.84 INTEREST ONLY


APPROVED w/ OCWEN FINANCIAL for 
HAMP PRA (Principal Reduction Alternative)

New Principal Balance $407,550
New Interest Rate 2%
New Monthly Payment $1787.62 INCLUDING ESCROW
$264,598 in PRINCIPAL REDUCTION!!!!
$2,438/MONTH IN SAVINGS!!! $643,690 IN SAVINGS IN INTEREST ALONE FOR TOTAL SAVINGS OF $908,288



Jerry in Oregon


Old Principal Balance $342,345.61
Old Interest Rate 8%
Total payment including taxes and insurance $2155 


APPROVED w/ OCWEN FINANCIAL for In-House Modification w/ Principal Reduction

New Principal Balance $261,250.00
New Interest Rate 2.00019% FIXED LIFE OF LOAN
New Monthly Payment $1269.45 INCLUDING ESCROW
$79,826.16 in PRINCIPAL REDUCTION!!!!
$885.55/MONTH IN SAVINGS!!! $233,785 IN SAVINGS IN INTEREST ALONE FOR TOTAL SAVINGS OF $313,611



Everett in Oregon

Old Principal Balance $310,302.50
Old Interest Rate 6.875% INTEREST ONLY
Total payment including taxes and insurance $2539.93 INTEREST ONLY


APPROVED w/ OCWEN FINANCIAL for an in-house modification

New Principal Balance $310,302.50
New Interest Rate 2.0024% FIXED LIFE OF LOAN
New Monthly Payment $1570.51 INCLUDING ESCROW
$969/MONTH IN SAVINGS!!! $255,926 IN SAVINGS IN INTEREST ALONE!!!


Kay in Nevada

Old Principal Balance $470,000
Old Interest Rate 6.125% INTEREST ONLY
Total payment including taxes and insurance $2844.96 INTEREST ONLY


APPROVED w/ OCWEN FINANCIAL for Shared Appreciation Modification (SAM mod)

New Principal Balance $429,623.01
New Interest Rate 2.2198% FIXED LIFE OF LOAN
New Monthly Payment $1785.20 INCLUDING ESCROW
$52,381.10 in PRINCIPAL REDUCTION!!!!
$1059/MONTH IN SAVINGS!!! $279,576 IN SAVINGS IN INTEREST ALONE FOR TOTAL SAVINGS OF $331,957


Lisa in New York

Old Principal Balance $328,136
Old Interest Rate 3.749% INTEREST ONLY NEGATIVE AMORTIZATION LOAN
Total payment including taxes and insurance $2555.95 INTEREST ONLY MINIMUM PAYMENT


APPROVED w/ OCWEN FINANCIAL for HAMP PRA (Principal Reduction Alternative)

New Principal Balance $233,386.50
New Interest Rate 2.000255% FIXED LIFE OF LOAN
New Monthly Payment $1529.04 INCLUDING ESCROW
$95,211 in PRINCIPAL REDUCTION!!!!
$1026/MONTH IN SAVINGS!!! $270,864 IN SAVINGS IN INTEREST ALONE FOR TOTAL SAVINGS OF $366,075



Patricia in Arizona

Old Principal Balance $366,334
Old Interest Rate 7.5% 
Total payment including taxes and insurance $2920.14


APPROVED w/ INDY MAC MORTGAGE SERVICE/ONE WEST BANK for HAMP 

New Principal Balance $366,334
New Interest Rate 2%
New Monthly Payment $1693 INCLUDING ESCROW
$1,227/MONTH IN SAVINGS!!! TOTAL SAVINGS OF $323,928


Kenji in Nevada

Old Principal Balance $259,000
Old Interest Rate 2.875% INTEREST ONLY 
Total payment including taxes and insurance $1495 INTEREST ONLY


APPROVED w/ OCWEN FINANCIAL for HAMP PRA (Principal Reducation Alternative)

New Principal Balance $184,361.26
New Interest Rate 5.125% FIXED LIFE OF LOAN
New Monthly Payment $1368.93 INCLUDING ESCROW
$76,338 in PRINCIPAL REDUCTION!!!!
$127/MONTH IN SAVINGS!!! $33,528 IN SAVINGS IN INTEREST ALONE FOR TOTAL SAVINGS OF $109,866



Ed in Pennsylvania 

Old Principal Balance $77,109
Old Interest Rate 8.625% INTEREST ONLY 
Total payment including taxes and insurance $691.67 INTEREST ONLY


APPROVED w/ OCWEN FINANCIAL for HAMP PRA (Principal Reduction Alternative)

New Principal Balance $71,485
New Interest Rate 2% FIXED LIFE OF LOAN
New Monthly Payment $343.02 INCLUDING ESCROW
$5,785 in PRINCIPAL REDUCTION!!!!
$348/MONTH IN SAVINGS!!! $91,872 IN SAVINGS IN INTEREST ALONE FOR TOTAL SAVINGS OF $97,657

 


Sharon in California

Old Principal Balance $433,282.81
Old Interest Rate 5.99% INTEREST ONLY 
Total payment including taxes and insurance $3341.31 INTEREST ONLY


APPROVED w/ INDY MAC MORTGAGE SERVICE/ONE WEST BANK for HAMP 

New Principal Balance $440,765
New Interest Rate 4.75% FIXED LIFE OF LOAN
New Monthly Payment $2787.29 INCLUDING ESCROW
$554/MONTH IN SAVINGS!!! TOTAL SAVINGS OF $146,256